25% ruleIndependentNot GOV.UK

Child maintenance income change checker

Written by James Whitfield · Last reviewed 29 October 2026

If the paying parent's income goes up or down by 25% or more, or stops, GOV.UK says either parent must report it to the Child Maintenance Service. Smaller changes are usually picked up at the annual review, which uses HMRC's latest income figure.

Change in income+33.3%
Maintenance on the old income£69.04 a week
Maintenance on the new income£92.05 a week

This is a change of 25% or more. GOV.UK says either parent must report it to the Child Maintenance Service.

Estimates use the CMS rules with no shared care or other children. The CMS decides whether and when to change the amount.

How income changes are handled

Each case is reviewed every 12 months, on the anniversary of when the paying parent was told about the application. The review uses the latest income HMRC holds.

When the CMS checks current income, it uses the HMRC figure unless the paying parent's current income differs from it by 25% or more, in which case it uses the newer figure.

The 25% figure is a test the CMS applies. It does not mean the amount changes automatically, and the CMS decides when any new amount starts.

Other changes to report

GOV.UK also lists a change of main carer, a change to how often the child stays overnight, moving house (within 7 days), adding a child to the case, and a child leaving the UK. Report online through your account, or contact the Child Maintenance Service.

Questions

Do I have to report a pay rise to the CMS?

GOV.UK says either parent must report if the paying parent's income changes by 25% or more, or stops. Smaller changes are picked up at the annual review.

What if my income falls?

A fall of 25% or more should be reported. The CMS may then use your current income instead of the HMRC figure.

Sources

Child maintenance hub · Child maintenance calculator · Benefits after separation

Written and reviewed by James Whitfield and the editorial team.

Every figure is checked against current GOV.UK guidance and reviewed for the 2026/27 tax year. We explain the numbers in plain English with worked examples. Editorial standards · About us