Updated for 2026/27

Benefits Calculator UK — estimate Universal Credit, Child Benefit and UK support entitlements (2026/27)

Check which UK benefits you may be entitled to. Enter your household details to estimate Universal Credit, Child Benefit, Pension Credit, housing support and more — using 2026/27 rates and thresholds.

Calculate benefits
2026/27 rates and thresholds Updated April 2026 Free to use Independent, not GOV.UK 20+ tools covered Take-home pay? → AfterTaxSalary.co.uk

Universal Credit quick estimator

Adjust inputs and submit — results update instantly.

2026/27
£1,345 per month £16,140/yr
How it works

Three steps to a clearer benefits picture

1

Enter your household details

Income, rent, children, savings and health situation — the inputs that drive the estimate.

2

See your estimated entitlement

Get a monthly figure broken down by component, using current 2026/27 rates and tapers.

3

Explore the full support picture

Move into specialist pages for Child Benefit, PIP, Pension Credit, council tax and childcare.

4

Read the plain-English guides

Understand what affects the award, how savings and earnings interact, and what to do next.

Explore by situation

Find support for your situation

Pick the situation that best describes you and see which benefits and tools are most relevant.

Situation guide

Single parent

Universal Credit with child element, work allowance, childcare help and Child Benefit.

Situation guide

Renting a property

UC housing costs, LHA caps, Housing Benefit and Council Tax Reduction.

Situation guide

Unable to work

SSP, ESA, PIP, UC health element and disability-related support.

Situation guide

Family on low income

UC, Child Benefit, Free School Meals, childcare top-up and maternity support.

Situation guide

Pensioner

Pension Credit, council tax help, Winter Fuel and heating support.

Guide

Not sure where to start

A plain-English overview of the main support routes and how to approach the system.

What happens if…

Scenario explainers

Common benefit questions explained with real numbers — so you know what to expect before a change happens.

Scenario

My savings increase

The £6,000 and £16,000 thresholds, tariff income and what happens at the upper limit.

Scenario

I work more hours

Work allowance, the 55% taper and a worked example showing £1,200 vs £1,400 earnings.

Scenario

My partner moves in

Joint UC claim, combined capital assessment and the council tax single-person discount.

Scenario

My rent increases

LHA caps, bedroom rules, the Benefit Cap and Discretionary Housing Payments.

Explore by support type

Browse support topics

Universal Credit Child Benefit Housing help Council tax Childcare Disability Pension-age Winter payments
More calculators

Specialist support pages

Move into the more specific family, pension-age, disability and childcare pages when Universal Credit is not the only question.

Child Benefit calculator

Estimate weekly, monthly and annual Child Benefit for 2026 to 2027 using the latest published UK rates.

Calculator →

HICBC calculator

Estimate the High Income Child Benefit Charge using adjusted net income and current Child Benefit rates.

Calculator →

Pension Credit calculator

Estimate Guarantee Credit using weekly income, savings and key additions such as severe disability or carer status.

Calculator →

PIP eligibility checker

Use a simplified points-based PIP checker to estimate whether a daily living or mobility award may be in range.

Calculator →

Council Tax Reduction estimator

Estimate possible council tax support using local-bill size, income, benefits and savings. Independent UK checker.

Calculator →

Housing Benefit estimator

Check whether a legacy Housing Benefit case may still qualify using weekly rent, income, savings and pension-age status.

Calculator →

Part of the same calculator network

UK Benefits Calculator is built alongside three sister sites covering take-home pay, home buying costs and employer costs — all independent, all free.