Find out what you’re entitled to, and claim it with confidence.
Free calculators for Universal Credit, Child Benefit, PIP, Pension Credit and more, plain-English guides, and step-by-step claim packs when you want help with the forms.
Free, no account or email needed. Independent, not GOV.UK.
Help with the claim itself
The calculators and guides are free. If you want everything for one claim in one place, there are four plain-English guides.
Pension Credit Claim Pack
Whether Pension Credit is worth claiming, with a fill-in worksheet, an evidence checklist and the claim steps.
- A one-page table of everything Pension Credit can unlock, and how to get each
- A fill-in eligibility worksheet, with worked examples
- An evidence checklist and trackers for your claim, calls and letters
£4.99 one-off · instant download · 14-day refund
Family Money Pack
Child Benefit, the £60,000 charge, childcare help and Universal Credit for families, with worksheets and a key-dates tracker.
- A fill-in Child Benefit charge calculator
- A Tax-Free Childcare vs UC childcare comparison
- A key dates and documents tracker
£4.99 one-off · instant download · 14-day refund
PIP Claim Pack
PIP isn't means-tested. All 12 activities in plain English, with worked examples, an evidence organiser and a 7-day diary.
- What each of the 12 activities is really assessing, with worked examples
- A 7-day diary and an evidence organiser
- The reconsideration and appeal steps and time limits
£4.99 one-off · instant download · 14-day refund
PIP Decision Challenge Kit
You usually have 1 month from the date on the letter to ask the DWP to look again. Find where the points went, activity by activity.
- Your deadlines, and a points audit of your decision
- Every descriptor, worksheets and a reconsideration letter template
- An evidence plan and the tribunal appeal steps
£4.99 one-off · instant download · 14-day refund
Claiming any benefit is free, and so is help from Citizens Advice. The packs are optional. Not sure which fits? Compare the packs.
Money you’re missing
Check your council tax, broadband and water bills against the official discounts and social tariffs for your postcode. You enter what you pay; we show the saving a year and how we worked it out.
- Council tax: discounts, the disabled band reduction, and your bill against your council’s official 2026/27 rate
- Broadband: Ofcom’s social tariffs that fit the speeds at your postcode
- Water: your company’s own social tariff and WaterSure
Free results, no account. Every figure dated and sourced.
Free UK Benefits Calculator 2026/27
Estimate Universal Credit, Child Benefit, PIP, Pension Credit and housing support using 2026/27 DWP rates. Enter your income, savings and household details — instant results, no account needed. Independent from GOV.UK, not an official DWP decision.
Universal Credit quick estimator
Adjust inputs and submit — results update instantly.
In 2026/27, Universal Credit starts from a standard allowance of £424.90/month (single, 25+) or £666.97/month (couple), plus £303.94 per child and help with rent, reduced by 55p for every £1 you earn above your work allowance. Savings also matter — read how savings affect your benefits to see the £6,000 and £16,000 limits.
Three steps to a clearer benefits picture
Enter your household details
Income, rent, children, savings and health situation — the inputs that drive the estimate.
See your estimated entitlement
Get a monthly figure broken down by component, using current 2026/27 rates and tapers.
Explore the full support picture
Move into specialist pages for Child Benefit, PIP, Pension Credit, council tax and childcare.
Find support for your situation
Pick the situation that best describes you and see which benefits and tools are most relevant.
Working family
Work allowance £710/month, Child Benefit, 85% childcare, Free School Meals — what a working family can claim in 2026/27.
Single parent
Universal Credit with child element, work allowance, childcare help and Child Benefit.
Renting a property
UC housing costs, LHA caps, Housing Benefit and Council Tax Reduction.
Unable to work
SSP, ESA, PIP, UC health element and disability-related support.
Family on low income
UC, Child Benefit, Free School Meals, childcare top-up and maternity support.
Pensioner
Pension Credit, council tax help, Winter Fuel and heating support.
Not sure where to start
A plain-English overview of the main support routes and how to approach the system.
Scenario explainers
Common benefit questions explained with real numbers — so you know what to expect before a change happens.
My savings increase
The £6,000 and £16,000 thresholds, tariff income and what happens at the upper limit.
I work more hours
Work allowance, the 55% taper and a worked example showing £1,200 vs £1,400 earnings.
My partner moves in
Joint UC claim, combined capital assessment and the council tax single-person discount.
My rent increases
LHA caps, bedroom rules, the Benefit Cap and Discretionary Housing Payments.
Browse support topics
Specialist support pages
Move into the more specific family, pension-age, disability and childcare pages when Universal Credit is not the only question.
Free Child Benefit calculator 2026/27 UK
Free Child Benefit calculator for 2026/27. See weekly, monthly and annual amounts for 1, 2 or more children using the latest UK rates.
Calculator →HICBC calculator 2026/27 UK
Calculate the High Income Child Benefit Charge for 2026/27. Check the £60,000 to £80,000 threshold band and how much Child Benefit you keep.
Calculator →Free Pension Credit calculator 2026/27 UK
Free Pension Credit calculator for 2026/27. Estimate weekly top-ups using income, savings and key additions, including the £10,000 savings disregard.
Calculator →PIP rates and eligibility checker 2026/27 UK
Check likely PIP daily living and mobility awards for 2026/27 in the UK. Includes points thresholds, standard and enhanced rates, and weekly, monthly and annual amounts.
Calculator →Council Tax Reduction estimator
Free Council Tax Reduction calculator for 2026/27: estimate help from your bill, income, benefits and savings. Each council sets its own scheme, so check yours.
Calculator →Housing Benefit estimator
Check whether a legacy Housing Benefit case may still qualify using weekly rent, income, savings and pension-age status.
Calculator →The guides people read most
Every figure checked against GOV.UK for 2026/27, with worked examples.
- Pension CreditPension Credit Savings Rules 2026/27 | How Much Can You Have in the Bank?
- FamiliesUniversal Credit for Single Parents 2026/27 | Rates, Work Allowance and Childcare
- Pension-age benefitsBenefits for over 60s UK 2026/27, full guide
- Child Benefit examplesHow much Child Benefit for 1, 2 or 3 children?
- Pension age supportPension Credit explained 2026/27, savings rules, rates and eligibility
- DWP and claimingCan DWP check your bank account? The 2026 rules
- Family taxChild Benefit and HICBC thresholds 2026/27
- Savings rulesHow Much Savings Can You Have on Universal Credit? 2026/27 Rules
- Disability supportPIP rates, points and eligibility 2026/27
Benefits FAQ
Figures reviewed for the 2026/27 tax year (last updated July 2026). Source: GOV.UK.
Written and checked by James Whitfield against GOV.UK, DWP and HMRC guidance. An independent estimate, not a decision on any claim. Editorial standards · Sources