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How much does an immersion heater cost to run?

Written by James Whitfield · Updated 28 October 2026 · 6 min read · Checked against 2026/27 DWP & HMRC rates
Contents (8 sections)
  1. Quick answer: immersion heater running costs
  2. How much does an immersion heater cost per hour?
  3. How to work out the cost
  4. Typical immersion heater power
  5. On an off-peak tariff
  6. Next steps
  7. Help with energy bills
  8. Who these figures cover
Quick answer: immersion heater running costs
  • An immersion heater rated 3 kW at 240 V uses 2.8 kW on a 230 V supply, so it costs 73.7p an hour at full power (79p at the full 3 kW). An hour and a half is £1.11.
  • Prices from the Ofgem price cap, 1 October to 31 December 2026: the average for England, Scotland and Wales is 26.32p per kWh by Direct Debit. Your region and tariff change it, so use the calculator below.1
  • Last checked: 28 October 2026.

Work out your immersion heater cost

Change the power, the hours or your region. The cost updates straight away.

The power is on the appliance's rating plate or in its manual, in watts (W) or kilowatts (1 kW = 1,000 W).

An hour73.7p
A day73.7p
A week£5.16
A month (x 52 / 12)£22.35

2.8 kW x 1 hours x 26.32p per kWh = 73.7p a day

At full rated power, using the Ofgem price cap unit rate for 1 October to 31 December 2026. A thermostat that switches the appliance off part of the time makes the real cost lower. Standing charges are not included: you pay them whatever you use.

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How much does an immersion heater cost per hour?

Costs at 2.8 kW and 3 kW for 30 minutes, 1 hour and 2 hours at full power.

At the Great Britain average of 26.32p per kWh (1 October to 31 December 2026), at full rated power.
Power30 minutes1 hour2 hours
2.8 kW36.8p73.7p£1.47
3 kW39.5p79p£1.58

How to work out the cost

Multiply the power in kilowatts by the hours it runs, then by your electricity unit rate. If the power is in watts, divide by 1,000 first.

For example: 2.8 kW x 1 hours x 26.32p per kWh = 73.7p.1

That is the cost at full rated power. If a thermostat switches the appliance off once the room is warm, it uses less. Standing charges are paid whatever you use, so they are not part of the cost of switching it on.

Typical immersion heater power

Heatrae Sadia's immersion heater manual gives the rating as “3.0kW @ 240V~/2.8kW @ 230V~”.2 Models are named only as examples of published ratings, not recommendations.

Its thermostat is “factory set to 60°C” with a range of 10 °C to 60 °C, so the element switches off once the water is hot. The cost depends on how long the element is actually on.2

The manual says: “The immersion heater must be installed, and commissioned by a competent person.”2

On an off-peak tariff

If your hot water heats on a cheaper off-peak rate, use that rate from your bill in the calculator instead of the single-rate average.

Next steps

1. Check your immersion heater's rating.

2. Use a timer so it only heats when you need hot water.

3. Work out your own cost with the calculator above.

Help with energy bills

If you are struggling with energy bills, check the help you may be able to get. These checkers are free and need no account.

Who these figures cover

The prices are from Ofgem's price cap for England, Scotland and Wales, 1 October to 31 December 2026.1 In Northern Ireland, use the unit rate on your bill in the calculator.

There is no VAT on household electricity in England, Scotland and Wales, and the rates above already reflect this.1 HMRC: “The temporary zero rate applies from 1 October 2026 to 30 June 2027.” The Budget on 28 October 2026 extended it from 31 March (announced; the legislation is due in early 2027). Gas stays at 5% VAT.4

Frequently asked questions

How much does an immersion heater cost per hour?
73.7p at 2.8 kW, or 79p at 3 kW, at full power and 26.32p per kWh.
How much does it cost to heat a tank of water?
It depends on how long the element is on. 1.5 hours at 2.8 kW costs £1.11.
Why is my 3kW immersion heater 2.8kW?
Heatrae Sadia rates its element at 3.0 kW at 240 V and 2.8 kW at 230 V.
Does the price cap limit my bill?
No. The price cap limits the price per kWh, not your bill. Ofgem says: “It does not limit the cost of your total bill.”

Try the calculators

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Sources & references

The figures and rules in this guide are drawn from the official UK government sources below. Rates are the confirmed 2026/27 amounts. Each link opens the relevant official page in a new tab.

  1. Ofgem: Energy price cap unit rates and standing charges, 1 October to 31 December 2026 www.ofgem.gov.uk/your-energy-supply/your-energy-bill/energy-price-cap-unit-rates-and-standing-charges
  2. Heatrae Sadia: Immersion heaters installation manual (PDF) www.heatraesadia.com/-/media/Themes/Heatrae/Literature/Installation-Manuals/Immersion-Heaters-installation-manual.pdf
  3. Ofgem: Energy price cap and standing charges explained www.ofgem.gov.uk/energy-price-cap
  4. HMRC: VAT on fuel and power (Notice 701/19), updated 28 October 2026 www.gov.uk/guidance/vat-on-fuel-and-power-notice-70119
Verified against published UK government guidance.
Independent guide only. Written using published 2026/27 DWP and HMRC figures. Not an official government service. For case-specific guidance, contact Citizens Advice or a welfare-rights adviser. Methodology · Editorial standards

Written and reviewed by James Whitfield and the editorial team.

Every figure is checked against current GOV.UK guidance and reviewed for the 2026/27 tax year. We explain the numbers in plain English with worked examples. Editorial standards · About us