Free check · 2026/27 figures

Money you’re missing on council tax, broadband and water

Enter your postcode and what you actually pay. We check your bills against the official discounts and social tariffs for your area, and show the saving a year with how we worked it out.

  • Council taxDiscounts, the disabled band reduction, and your bill against your council’s official band rate
  • BroadbandOfcom’s social tariffs that fit the speeds at your postcode
  • WaterYour water company’s own social tariff and WaterSure rules
  • EnergyYour rates against Ofgem’s price cap for your region, and the Warm Home Discount

Plus other help your household may get: free school meals, Healthy Start, NHS costs, TV licence, bus pass and railcard.

Free, no account. Figures from GOV.UK, Ofcom, government tables and the water companies, each dated. Independent, not GOV.UK.

Your postcode

We use it to name your council, check broadband speeds at your postcode and pick your nation’s rules. We don’t keep your full postcode.

Your household

Who lives there and any benefits. This decides which discounts and social tariffs you can get.

Of the adults, how many are…Council tax ignores these people when counting adults
Benefits anyone in the home getsTick all that apply
Council tax

Use your 2026/27 bill. In Scotland, enter the council tax figure without the water and waste water charges.

Discount already on the bill
Broadband
Do you pay for home broadband?
Contract
Water

In Scotland water is charged with council tax, so you can skip this step. Not sure of your company? It’s on your bill, or use Water UK’s supplier finder.

That bill covers
Do you have a water meter?
Energy

Optional. We compare your rates with Ofgem’s price cap for your region (1 October to 31 December 2026) and check the Warm Home Discount. Your rates are on your bill or in your supplier’s app.

How you pay
Your tariff
Electricity meter

Electricity

Gas

Include VAT, as your bill shows it. There’s no VAT on electricity from 1 October 2026 (the Budget extends this to 30 June 2027), so use a bill from October or later.

How much you use a year

Typical figures are Ofgem’s. If you heat your home with electricity, you probably use more: enter yours from your bill.

Other help

Optional. A few more answers let us check free school meals, Healthy Start, NHS costs, the TV licence, bus passes and the Disabled Persons Railcard.

Is anyone in the home aged…Tick all that apply

Results are free. Fill in what you know: every step except the postcode is optional.

Where the figures come from

Council Tax Reduction is decided by your council and water social tariffs mostly by the company, so for those we say whether you may qualify and link to the right place, without inventing an amount.

Written and reviewed by James Whitfield and the editorial team.

Every figure is checked against current GOV.UK guidance and reviewed for the 2026/27 tax year. We explain the numbers in plain English with worked examples. Editorial standards · About us