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Crisis and Resilience Fund: council help that replaced the Household Support Fund

Written by James Whitfield · Updated 28 October 2026 · 6 min read · Checked against 2026/27 DWP & HMRC rates
Contents (5 sections)
  1. Quick answer: council help with bills and essentials
  2. What changed in April 2026
  3. How the Crisis Payment works in England
  4. Scotland, Wales and Northern Ireland
  5. Before you ask
Quick answer: council help with bills and essentials
  • The Household Support Fund ended in March 2026. In England it was brought together with other grants into the Crisis and Resilience Fund.2
  • It can help if you are struggling to afford energy and water bills, food, essential items or housing costs.1
  • GOV.UK: “You do not have to be getting benefits to get help from your local council.” If you do get benefits, a payment from the fund will not affect them.1
  • Councils must call their schemes “Crisis Payment”, so search your council's website for that name.4
  • Last checked: 28 October 2026.

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What changed in April 2026

The government's finance statement for councils says the Household Support Fund and Discretionary Housing Payments (in England) “will end in March 2026” and are brought together “into one new, streamlined fund”, the Crisis and Resilience Fund.2

The 2026 to 2027 grant covers 1 April 2026 to 31 March 2027.3

Budget 2026: “this Budget provides £100 million additional funding for local authorities in England” to give further targeted help with energy bills (announced, needs legislation). Councils decide who gets it.8

How the Crisis Payment works in England

Each unitary authority and county council “must deliver a CRF Crisis Payment scheme that offers payments to individuals in crisis.” The schemes are “cash-first and operated primarily on an application-basis.”4

GOV.UK: “Councils decide how to run their schemes.” Eligibility, whether and how you apply, and who the money is given to can differ, and some councils limit households to one application a year.1

Help with housing costs that used to come from Discretionary Housing Payments is now part of the same fund in England.4

Scotland, Wales and Northern Ireland

Scotland: the Scottish Welfare Fund, through your local council. It offers Crisis Grants for an unexpected emergency and Community Care Grants to help you or someone you care for live independently. You must be 16 or over and on a low income or getting certain benefits, and the grants do not need to be paid back.5

Wales: the Discretionary Assistance Fund has two types of grant that you do not pay back. The Emergency Assistance Payment helps with essential costs such as food, gas, electricity, heating oil or emergency travel. GOV.WALES says you cannot use it to pay for ongoing bills you cannot afford.6

Northern Ireland: Discretionary Support, if you are in an extreme or exceptional situation or a crisis. You could be offered an interest-free loan or a grant you would not have to pay back. There is an income limit, so check nidirect, and apply to the Finance Support Service.7

Before you ask

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Frequently asked questions

Is the Household Support Fund still running?
No. It ended in March 2026. In England, councils now give this kind of help through the Crisis and Resilience Fund, as a Crisis Payment.
Do I need to be on benefits?
No. GOV.UK says you do not have to be getting benefits to get help from your local council.
Will a Crisis Payment affect my benefits?
No. GOV.UK: “If you get benefits, they will not be affected if you get a payment from the Crisis and Resilience Fund.”
How do I apply?
Through your council. Each council runs its own scheme, so search its website for “Crisis Payment”.
What about Scotland, Wales and Northern Ireland?
Scotland has the Scottish Welfare Fund, Wales the Discretionary Assistance Fund and Northern Ireland Discretionary Support.

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Sources & references

The figures and rules in this guide are drawn from the official UK government sources below. Rates are the confirmed 2026/27 amounts. Each link opens the relevant official page in a new tab.

  1. GOV.UK: Get help with the cost of living from your local council www.gov.uk/cost-living-help-local-council
  2. GOV.UK: Local government finance policy statement 2026-27 to 2028-29 www.gov.uk/government/publications/local-government-finance-policy-statement-2026-27-to-2028-29/local-government-finance-policy-statement-2026-27-to-2028-29
  3. GOV.UK: Crisis and Resilience Fund grant determination 2026 to 2027 www.gov.uk/government/publications/crisis-and-resilience-fund-grant-determination-2026-to-2027/crisis-and-resilience-fund-grant-determination-2026-to-2027
  4. GOV.UK: The Crisis and Resilience Fund, guidance for local authorities in England, 1 April 2026 to 31 March 2029 www.gov.uk/government/publications/crisis-and-resilience-fund-guidance-for-local-authorities-in-england-1-april-2026-to-31-march-2029/the-crisis-and-resilience-fund-guidance-for-local-authorities-in-england-1-april-2026-to-31-march-2029
  5. mygov.scot: Scottish Welfare Fund www.mygov.scot/scottish-welfare-fund
  6. GOV.WALES: Discretionary Assistance Fund (DAF) www.gov.wales/discretionary-assistance-fund-daf
  7. nidirect: Discretionary Support www.nidirect.gov.uk/articles/discretionary-support
  8. HM Treasury: Budget 2026 (28 October 2026) www.gov.uk/government/publications/budget-2026-document/budget-2026-html
Verified against published UK government guidance.
Independent guide only. Written using published 2026/27 DWP and HMRC figures. Not an official government service. For case-specific guidance, contact Citizens Advice or a welfare-rights adviser. Methodology · Editorial standards

Written and reviewed by James Whitfield and the editorial team.

Every figure is checked against current GOV.UK guidance and reviewed for the 2026/27 tax year. We explain the numbers in plain English with worked examples. Editorial standards · About us